Overview
Conventional Loans
Downpayment varies anywhere from 3%-20%
Typically best interest rates
No Premium Mortgage Insurance (PMI)
Credit of 680 +
VA loans
You must have served at least 90 days on active duty
Recognize legally married spouses of qualified veterans as co-signers on VA loans
Zero down payment (*qualified borrowers)
Doesn’t have a minimum credit score requirement (640+ is a common credit score)
0% Down Payment Assistance Program
Down Payment Assistance for FHA Loan
All FHA Loan criteria required
Excluding closing costs and pre-paid items
Credit of 620+
DACA Loans
Qualifies as Conventional or FHA loan
Anywhere from 3%-5% down payment
Credit of 640+
FHA LOANS
3.5% down payment
30 year fixed rate/ 15 year fixed rate
Best buying power
Credit of 620+
I-TIN Loan Products
No Social Security Number needed
Minimum 20% down payment
Minimum 2 years of employment
I-TIN letter required
Credit check only on Transunion
Credit of 650+
Selling Your home?
Specialized team to promote quick and smooth home sale
Increased traffic of potential buyers through your home
Complimentary market analysis of your home value